Investable assets refer to the liquid or near-liquid resources an individual or organization can readily access to fund investments. These assets include cash, savings accounts, money market funds, and easily tradable securities. Additionally, retirement plans such as 401(k)s and IRAs, though not immediately liquid, are crucial components of an investment portfolio and are considered in long-term investment strategies. Evaluating current assets helps determine available capital, assess financial stability, and allocate resources. Properly accounting for these assets ensures that investment plans are both realistic and aligned with financial goals.
Recent Comments